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L’arrêt de la Cour suprême du 4 mars 2020 vous permet de récupérer tous les intérêts que vous avez payés à la banque pendant des années pour avoir utilisé votre carte de crédit abusive ou renouvelable.

Récupérez plus de 35 000 €

Il y a des clients qui ont déjà réussi à récupérer plus de 10 000 EUROS que la banque leur avait facturés en intérêts et commissions.

NOUS VOUS APPELONS!

Qu’est-ce qu’une carte de crédit abusive ou revolving?

Les cartes de crédit abusive ou revolving sont une forme de carte de crédit que les banques ont commencé à commercialiser il y a environ 15 ans. Ils sont proposés comme une carte très utile pour les dépenses courantes car ils vous permettent d’avoir une ligne de crédit continue sans avoir à rembourser la totalité de la dette à la fin du mois. La limite de carte de crédit se recompose à mesure que le client paie ses acomptes. Le problème est que (i) des intérêts très élevés sont stipulés, supérieurs à 24% APR; (ii) les frais que le client paie à la fin du mois sont alloués par la banque, principalement, pour payer les intérêts et les commissions, de sorte que la dette est à peine réduite; (iii) le paiement des frais dure des années, même si la carte n’est plus utilisée, faisant du client un captif dans cette situation.

Les Banques qui ont le plus commercialisé les cartes revolving sont: WIZINK, COFIDIS, SANTANDER, BBVA, BANKINTER, CARREFOUR, CAIXABANK, UNICAJA BANCO, BANKIA et BANCO SABADELL. Mais ce ne sont pas les seuls!

Réclamez les intérêts de votre carte de crédit abusive ou revolving

Le jugement de la Cour suprême du 4 mars 2020 vous permet de récupérer tous les intérêts que vous avez dû payer à la banque pendant des années pour avoir utilisé votre carte de crédit renouvelable abusive.

La Cour suprême vient de confirmer ce qu’elle avait déjà dit en 2015: si une banque a débité un client au-dessus de la moyenne du marché pour l’utilisation d’une carte de crédit renouvelable ou de tout autre type de carte, la banque doit restituer au client tous les intérêts facturés dès le premier jour d’utilisation de la carte.

Cette phrase nous permet de déclarer le contrat de carte de crédit nul et non avenu et de récupérer tout l’argent payé en intérêts.

Si vous pensez que vous disposez d’une carte de crédit renouvelable ou d’un autre type de carte de crédit et que la banque vous facture des intérêts très élevés, nous examinons votre cas sans obligation.

Que peut-on réclamer?

La Cour suprême permet au client de récupérer tout l’argent qu’il a payé à la banque à titre d’intérêts et de commissions. Et ce n’est pas un peu. Il y a des clients qui ont déjà réussi à récupérer plus de 10 000 EUROS que la banque leur avait facturés en intérêts et commissions.

Exemple: Pour une carte de crédit renouvelable qui vous permet de dépenser 6 000 euros, au final, vous pouvez avoir payé jusqu’à 14 000 euros au total. Dans ce cas, la Banque vous rembourserait désormais 8 000 euros.

Pourquoi nous faire confiance?

Nous avons une équipe possédant une vaste expérience en litige bancaire. Nous analysons les cas individuellement. Nous avons déjà obtenu des jugements favorables et la banque doit rendre à nos clients tous les intérêts qu’ils ont payés. Le nouvel arrêt de la Cour suprême du 4 mars 2020 renforce nos thèses et nos revendications.

  1. Abusive Cards of Banks or Bank Entities:

ABANCA

Classic VISA card
VISA Gold Card

ADVANCIA BANK – YOU Mastercard

AMERICAN EXPRESS

Blue card
Business Gold Card
Gold card
Platinum card

BANCO CAIXA GERAL

Visa card
VISA Platinum card
ROADS BANK

VISA Classic card
VISA Gold Card
BANCO MARE NOSTRUM

MasterCard
VISA Gold Card

BANCO MEDIOLANUM

VISA Classic card
VISA Gold Card
BANCO POPULAR (GRUPO SANTANDER)

VISA Global Bonus Card
VISA Global Elite Card
VISA Hop card

BANCO SABADELL / ACTIVOBANK

MasterCard Classic card
SIN MasterCard
VISA card WITHOUT
Ski MasterCard
Gold MasterCard
VISA Classic card
VISA Gold Card
VISA Platinum card
VISA Shopping Gold Card

SANTANDER BANK

MasterCard Box Gold Card
Day to Day MasterCard
MasterCard Light card
Santander 123 MasterCard
Santander 20 MasterCard
Santander Plus MasterCard
VISA Classic card

BANKIA

MasterCard Champions Credit Card
VISA Shopping Card
VISA Credit Card for Individuals
VISA Credit Plus card
VISA Dual Plus card
Flexible VISA card
VISA ON card
VISA Gold Card

BANKINTER

VISA Coinc Card
VISA card I want
Classic Single VISA Card
VISA Unique Gold Card
Gold BankinterCard (formerly Gold Obsidian)
BankinterCard Platinum Card

BANKINTER CONSUMER FINANCE – VISA COINC Card

BARCLAYS (search in WIZINK BANK listing)

BBVA

Business MasterCard
VISA A Tu Ritmo Card
VISA A Tu Ritmo Blue Card
VISA card after
VISA Card After Blue
Gold Infinity MasterCard
VISA CX Gold Card

CAIXABANK

Clic & Go Loan Card
Non-customer Family Loan Card
American Express Amex Plus Card
American Express Plus Card
MasterCard
Star MasterCard
Gold MasterCard
VISA Classic card
VISA Gold card
VISA Gold Flexible Card
VISA Imagin Credit Card
VISA Gold Card
VISA Platinum card
VISA Platinum Gold card

CAJA ESPAÑA (currently Unicaja)

Gold Class VISA Card

CAJASUR (currently Liberbank)

VISA Classic card
Dual VISA card
VISA Gold Card
VISA Red card

CATALUYA CAIXA (currently BBVA)

Gold Infinity MasterCard
VISA CX Gold Card

CETELEM

Cetelem card
Aurora MasterCard
VISA Paypal card

COFIDIS

Cofidis MasterCard

DEUTSCHE BANK

VISA Family Card
VISA Preferred Card
Gold Preferred VISA Card
VISA Shopping card
Premium Gold MasterCard

SPAIN DUERO (currently Unicaja)

MasterCard Premium Gold Card
Gold Class VISA Card

EVO BANK

MasterCard card (old AVANTCARD)
Spain MasterCard (old AVANTCARD)
VISA Classic card (old AVANTCARD)
VISA Women’s Card (old AVANTCARD)
MasterCard Evo Credit Card
VISA Smart Card
EVOFINANCE VISA EVO Finance Classic Card

IBERCAJA

Acqua MasterCard
MasterCard Purchase Plus Card
MasterCard Credit Card
Platinum MasterCard
Gold Class VISA Card
Diamond VISA card
Dual VISA card
VISA Platinum card
VISA Platinum Global Card
Universal VISA card

IBERIA CARDS

VISA Iberia Classic card
VISA Iberia Icon card
VISA Iberia Sendo card

ING DIRECT

VISA ING card
VISA Gold Card

KUTXABANK

Extra VISA card
VISA Flexibuy card
VISA K26 + card
VISA Gold Card

LIBERBANK

MasterCard Classic card
MasterCard Card More
Platinum MasterCard
VISA Gold Card

OBSIDIAN – MasterCard Platinum Card

OPEN BANK (Grupo Santander)

VISA 123 card
VISA Classic card
VISA Open Credit Card
VISA Gold Card

TARGOBANK

MasterCard Business Solred card
VISA Global Bonus + card
VISA Global Elite Card

SELF BANK

American Express Self Bank Card
VISA Classic Credit Card
VISA Gold Credit Card

UNICAJA

VISA Classic card
VISA Gold Card
Business Gold Card
Blue card
Gold card
Platinum card

UNOE (BBVA group)

Affinity Card (Inditex)
VISA Unoe credit card

WIZINK BANK (formerly Barclays Bank, Popular-e, and formerly Citibank)

VISA Classic card
VISA Gold Card
Barclaycard VISA card

 

  1. Abusive cards linked to companies:

ALCAMPO card (Oney)
ALSAPLUS VISA (BBVA) card
AKÍBRICOLAJE (Oney) card
AIR EUROPASUMA VISA card (Bankinter)
BP Card (Bankinter)
CARREFOURPASS card
GRAN CANARIA BASKETBALL CLUB Card (Bankia)
CONFORAM card MasterCard (Cetelem)
DECATHLON (Oney) card
EROSKIRED VISA card (Banco Santander – Consumer Finanace)
FNACVISA card (Caixabank – Finconsum)
GRUPON VISA (Bankinter) card
IBERIABUSINESS VISA (BBVA) card
IBERIACLASIC VISA (BBVA) card
IBERIAICON BUSINESS (BBVA) card
IBERIAICON CORPORATE (BBVA) card
IBERIAICON VISA (BBVA) card
IBERIAMAX MasterCard card (Banco Popular)
IBERIAPROFESIONAL VISA (BBVA) card
IBERIASENDO American Express Card (Bankia)
IBERIASENDO BUSINESS VISA (BBVA) card (replaced by IBERIA BUSINESS card)
IBERIASENDO BUSINESS American Express card (replaced by IBERIA BUSINESS card)
IBERIASENDO BUSINESS ORO VISA (BBVA) card (replaced by IBERIA ICON BUSINESS card)
IBERIASENDO BUSINESS GOLD American Express card (replaced by IBERIA ICON BUSINESS card)
IBERIASENDO CLASIC VISA (Banco Popular) card (replaced by IBERIA CLASIC card)
IBERIASENDO CLASIC Amerinac Express card (replaced by IBERIA CLASIC card)
IBERIASENDO CORPORATE VISA (BBVA) card (replaced by IBERIA ICON CORPORATE card)
IBERIASENDO CORPORATE American Express card (replaced by IBERIA ICON CORPORATE card)
IBERIASENDO ORO VISA (Bankia) card (replaced by IBERIA ICON card)
IBERIASENDO GOLD American Express card (replaced by IBERIA ICON card)
IBERIASENDO PROFESIONAL VISA (Bankia) card (replaced by IBERIA PROFESIONAL card)
IBERIASENDO PROFESIONAL American Express card (replaced by IBERIA PROFESIONAL card)
INDITEXAffinity card (ZARA group) (UNOE- BBVA Group)
IKEAVISA card (Caixabank)
IKEAFÁMILY MasterCard (Banco Santander – Consumer Finanace)
LEROY MERLIN (Oney) card
DIRECT LINE Card MasterCard (Obsidian)
MEDIAMARKTCLUB CARD VISA card (Caixabank)
MELIÁREWARDS Card (American Express)
MTVVISA card (Bankia)
RENFE card (American Express)
RENFEDorada MasterCard (Liberbank)
RENFEDorada VISA card (Ibercaja)
REPSOLVISA (BBVA) card
SIMPLY Card (Sabeco Supermarkets) (Oney)
SOLREDMasterCard Professional Card (Banco Popular)
SOLREDMasterCard Business Card (Targobank)
UNIÓN FENOSAMasterCard Card (Banco Santander – Consumer Finanace)
VENTAJÓNVISA card (Banco Santander – Consumer Finanace)
VIAJES ECUADORVISA Card (Banco Popular)
VODAFONEVISA (Bankinter) card (former Vodafone Obsidian)

 

  1. NGO Abusive Cards
    Bankia NGO Visa Card

Bankia Action Against Hunger Visa Card

Bankia Visa UNHCR card

Bankia Aid in Action Visa Card

Bankia Red Cross Visa Card

Bankia Manos Unidas VISA card

Bankia Medicus Mundi Visa Card

Bankia Unicef Visa Card

Bankia Paralympic Visa Card

Bankinter Solidarity Visa Card

 

 

ABANCA

Classic VISA card
VISA Gold Card

ADVANCIA BANK – YOU Mastercard

AMERICAN EXPRESS

Blue card
Business Gold Card
Gold card
Platinum card

BANCO CAIXA GERAL

Visa card
VISA Platinum card
ROADS BANK

VISA Classic card
VISA Gold Card
BANCO MARE NOSTRUM

MasterCard
VISA Gold Card

BANCO MEDIOLANUM

VISA Classic card
VISA Gold Card
BANCO POPULAR (GRUPO SANTANDER)

VISA Global Bonus Card
VISA Global Elite Card
VISA Hop card

BANCO SABADELL / ACTIVOBANK

MasterCard Classic card
SIN MasterCard
VISA card WITHOUT
Ski MasterCard
Gold MasterCard
VISA Classic card
VISA Gold Card
VISA Platinum card
VISA Shopping Gold Card

SANTANDER BANK

MasterCard Box Gold Card
Day to Day MasterCard
MasterCard Light card
Santander 123 MasterCard
Santander 20 MasterCard
Santander Plus MasterCard
VISA Classic card

BANKIA

MasterCard Champions Credit Card
VISA Shopping Card
VISA Credit Card for Individuals
VISA Credit Plus card
VISA Dual Plus card
Flexible VISA card
VISA ON card
VISA Gold Card

BANKINTER

VISA Coinc Card
VISA card I want
Classic Single VISA Card
VISA Unique Gold Card
Gold BankinterCard (formerly Gold Obsidian)
BankinterCard Platinum Card

BANKINTER CONSUMER FINANCE – VISA COINC Card

BARCLAYS (search in WIZINK BANK listing)

BBVA

Business MasterCard
VISA A Tu Ritmo Card
VISA A Tu Ritmo Blue Card
VISA card after
VISA Card After Blue
Gold Infinity MasterCard
VISA CX Gold Card

CAIXABANK

Clic & Go Loan Card
Non-customer Family Loan Card
American Express Amex Plus Card
American Express Plus Card
MasterCard
Star MasterCard
Gold MasterCard
VISA Classic card
VISA Gold card
VISA Gold Flexible Card
VISA Imagin Credit Card
VISA Gold Card
VISA Platinum card
VISA Platinum Gold card

CAJA ESPAÑA (currently Unicaja)

Gold Class VISA Card

CAJASUR (currently Liberbank)

VISA Classic card
Dual VISA card
VISA Gold Card
VISA Red card

CATALUYA CAIXA (currently BBVA)

Gold Infinity MasterCard
VISA CX Gold Card

CETELEM

Cetelem card
Aurora MasterCard
VISA Paypal card

COFIDIS

Cofidis MasterCard

DEUTSCHE BANK

VISA Family Card
VISA Preferred Card
Gold Preferred VISA Card
VISA Shopping card
Premium Gold MasterCard

SPAIN DUERO (currently Unicaja)

MasterCard Premium Gold Card
Gold Class VISA Card

EVO BANK

MasterCard card (old AVANTCARD)
Spain MasterCard (old AVANTCARD)
VISA Classic card (old AVANTCARD)
VISA Women’s Card (old AVANTCARD)
MasterCard Evo Credit Card
VISA Smart Card
EVOFINANCE VISA EVO Finance Classic Card

IBERCAJA

Acqua MasterCard
MasterCard Purchase Plus Card
MasterCard Credit Card
Platinum MasterCard
Gold Class VISA Card
Diamond VISA card
Dual VISA card
VISA Platinum card
VISA Platinum Global Card
Universal VISA card

IBERIA CARDS

VISA Iberia Classic card
VISA Iberia Icon card
VISA Iberia Sendo card

ING DIRECT

VISA ING card
VISA Gold Card

KUTXABANK

Extra VISA card
VISA Flexibuy card
VISA K26 + card
VISA Gold Card

LIBERBANK

MasterCard Classic card
MasterCard Card More
Platinum MasterCard
VISA Gold Card

OBSIDIAN – MasterCard Platinum Card

OPEN BANK (Grupo Santander)

VISA 123 card
VISA Classic card
VISA Open Credit Card
VISA Gold Card

TARGOBANK

MasterCard Business Solred card
VISA Global Bonus + card
VISA Global Elite Card

SELF BANK

American Express Self Bank Card
VISA Classic Credit Card
VISA Gold Credit Card

UNICAJA

VISA Classic card
VISA Gold Card
Business Gold Card
Blue card
Gold card
Platinum card

UNOE (BBVA group)

Affinity Card (Inditex)
VISA Unoe credit card

WIZINK BANK (formerly Barclays Bank, Popular-e, and formerly Citibank)

VISA Classic card
VISA Gold Card
Barclaycard VISA card

ALCAMPO card (Oney)
ALSAPLUS VISA (BBVA) card
AKÍBRICOLAJE (Oney) card
AIR EUROPASUMA VISA card (Bankinter)
BP Card (Bankinter)
CARREFOURPASS card
GRAN CANARIA BASKETBALL CLUB Card (Bankia)
CONFORAM card MasterCard (Cetelem)
DECATHLON (Oney) card
EROSKIRED VISA card (Banco Santander – Consumer Finanace)
FNACVISA card (Caixabank – Finconsum)
GRUPON VISA (Bankinter) card
IBERIABUSINESS VISA (BBVA) card
IBERIACLASIC VISA (BBVA) card
IBERIAICON BUSINESS (BBVA) card
IBERIAICON CORPORATE (BBVA) card
IBERIAICON VISA (BBVA) card
IBERIAMAX MasterCard card (Banco Popular)
IBERIAPROFESIONAL VISA (BBVA) card
IBERIASENDO American Express Card (Bankia)
IBERIASENDO BUSINESS VISA (BBVA) card (replaced by IBERIA BUSINESS card)
IBERIASENDO BUSINESS American Express card (replaced by IBERIA BUSINESS card)
IBERIASENDO BUSINESS ORO VISA (BBVA) card (replaced by IBERIA ICON BUSINESS card)
IBERIASENDO BUSINESS GOLD American Express card (replaced by IBERIA ICON BUSINESS card)
IBERIASENDO CLASIC VISA (Banco Popular) card (replaced by IBERIA CLASIC card)
IBERIASENDO CLASIC Amerinac Express card (replaced by IBERIA CLASIC card)
IBERIASENDO CORPORATE VISA (BBVA) card (replaced by IBERIA ICON CORPORATE card)
IBERIASENDO CORPORATE American Express card (replaced by IBERIA ICON CORPORATE card)
IBERIASENDO ORO VISA (Bankia) card (replaced by IBERIA ICON card)
IBERIASENDO GOLD American Express card (replaced by IBERIA ICON card)
IBERIASENDO PROFESIONAL VISA (Bankia) card (replaced by IBERIA PROFESIONAL card)
IBERIASENDO PROFESIONAL American Express card (replaced by IBERIA PROFESIONAL card)
INDITEXAffinity card (ZARA group) (UNOE- BBVA Group)
IKEAVISA card (Caixabank)
IKEAFÁMILY MasterCard (Banco Santander – Consumer Finanace)
LEROY MERLIN (Oney) card
DIRECT LINE Card MasterCard (Obsidian)
MEDIAMARKTCLUB CARD VISA card (Caixabank)
MELIÁREWARDS Card (American Express)
MTVVISA card (Bankia)
RENFE card (American Express)
RENFEDorada MasterCard (Liberbank)
RENFEDorada VISA card (Ibercaja)
REPSOLVISA (BBVA) card
SIMPLY Card (Sabeco Supermarkets) (Oney)
SOLREDMasterCard Professional Card (Banco Popular)
SOLREDMasterCard Business Card (Targobank)
UNIÓN FENOSAMasterCard Card (Banco Santander – Consumer Finanace)
VENTAJÓNVISA card (Banco Santander – Consumer Finanace)
VIAJES ECUADORVISA Card (Banco Popular)
VODAFONEVISA (Bankinter) card (former Vodafone Obsidian)

Bankia Action Against Hunger Visa Card

Bankia Visa UNHCR card

Bankia Aid in Action Visa Card

Bankia Red Cross Visa Card

Bankia Manos Unidas VISA card

Bankia Medicus Mundi Visa Card

Bankia Unicef Visa Card

Bankia Paralympic Visa Card

Bankinter Solidarity Visa Card

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